At lower priced homes, under a 100K, free standing is works.It also depends on the style of the kitchen and how well a free standing fits in, if you have higher end counter tops, granite I'd suggest drop ins.It also depends on the quality of the appliance, having a GE drop in or a Vulcan free standing, the Vulcan will win over every time, IMO.

If you happen to buy in a place where real estate happens to outpace inflation, you win.

If you're too worried about getting sued because your net worth increases, stop working or get more insurance and bear down on your management skills.Appreciation is earned, sometimes faster than your pay down on a mortgage, either a 15 or a 30 in the early years.While your financing needs to fit your business model and either may be more appropriate, the 30 usually wins out.

People also want to ride the winning train, so options allow you to sell to anyone/everyone.4.

At least on paper, sounds like winning to me.

- Because --- paid on time and received security deposit back, yes, I would.Unless you say "--- was a trashy b---ch who brought strangers home every night," I don't see what someone could sue and win for here.

But that's a perfect example of a win-win in lending, and how costs / rates have come into a much more sane and acceptable neighborhood.Joseph M. - Here's my take on your interesting observation: One - as far as LTV's going up, and hard money becoming more aggresive, that would definitely occur with continuing prices.

ops forgot to spell check: (San Francisco) maybe I'm still brewing because they were suppose to win the SB***

You or the buyer or both might need to spend a few hundred total to get a real estate litigation attorney to review all of the documents.They can be realistic with you and give you the odds of specific enforcement and if it's worth your time and energy.There are laws and then life experiences the litigation attorney has about trying cases or suing etc. and how practical or pie in the sky it will be to win.

It is definitely a tough topic, but as we've been emphasizing, one that requires EVERYONE's attention.