Cost-Effective Entry:Buying a duplex often requires a lower down payment compared to purchasing a multifamily property (5+).

The changes don’t go into effect until November 18th, 2023 but that would be reachable for anyone, even today, if they went under contract with a 40 day close in order to execute after that effective date.Does this apply to 2-4 unit investment properties?

2) Is there a portion of that nonrefundable deposit that is considered the cost for the lease option?

She has an FHA buyer looking for first house.. they make offer with her making a normal 2.5 or 3% fee plus buyer of course needs closing costs..

The Landlord insurance policy quotes I am receiving has a high deductible for Wind/Hail/Named Storm coverage which effectively means replacing the roof would be out of pocket for me which defeats the purpose of carrying this insurance.

And cover the closing costs.

But I think more because it is not a cost of the sale. 

You may be thinking of the FHA rehab loan, where you can wrap renovation costs of up to 110% of the purchase price into the loan. 

Unfortunately, there aren't any places completely isolated from climate effects.

They effectively said they would leave a bad review if we didn't fully refund their stay.