You are looking at this strictly through the lens of cash flow, which is typically the smallest compared to appreciation and principal pay down. 

I Just had a lady call me on a deal we did 6 years ago for and she always calls me for anyone in distress, or needs to sell (that one was from a lender that knew I did flips). 

I want to talk to all the banks I can about refinancing options, the bank we have our current mortgage in is Ibercaja and they are not too helpful, if anyone could share info on the most investor-friendly banks in Spain and also serious private lenders (without so many referalls and other like minded investors to ask about lenders as in other countries I find it hard to trust the advertising of private loans you see everywhere) it would be helpful also.

I have requested this issue from the lender and have not received a response.

The second was that there were 8 telescopic support poles in the basement that needed to be replaced with permanent poles prior to closing per the lender.

His primary mortgage was sold to a private lender in the early 2000s and he claims he had to give an explanation each time as to why he financed with a private lender with such poor reputation every time his credit was pulled.

And I was interested in wholesaling some as well, but I just dont think that what I would be giving up by 50/50 splitting wholesale deals that basically I go find and setup, etc. in addition to the significant cost to join PD was a good enough value/ROI compared to some of the other options and programs that are out there. 

Best,Eugene NilusProviding Funding for Fix and Flip | Transactional | EMDI asked for a POF a couple of days ago from a potential buyer, only to be given a letter from a hard money lender that the hard money lender has xxx dollars in the bank.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Also looking at the data on Rabbu and Airdna, Florence penciled well compared to Seaside.