Or I'm open to talking with other investors looking to raise capital for active deals. 

While the Springs is proposing an Airbnb ordinance, it is much more favorable to investors.)Enforcement #s from Jan. 1-July 31, 201853 reports completed by Denver's excise and license division, all related to questions of someone's primary residence status47 provided necessary documents to prove primary residency6 cases referred to City Attorney's office112 complaints of non-primary residency70 open STR investigationsNew requirements for new and renewing licensesUnlike before, you now have to prove your primary residence by providing at least two of the following documents: vehicle registration, driver's license, voter registration, tax documents or utility billFuture options the committee is considering** Note: any changes to the ordinance would have to go through the Denver city council process and therefore is months if not a year off.

Thanks for affirming I should keep my options open.

I'm open to connecting with anyone who has some experience or some knowledge they'd like to share. 

Start making exceptions for one tenant and not another you can open yourself up for a fair housing complaint.

This leaves you open to do one but does not announce that you are. 

Question is, would it be best to just go ahead and pay that 120k off which would result in about 1100 per month "savings"  and then possibly open HELOC on it, or, invest that 120k somewhere else? 

And I would like to get in real estate because I want to work for myself and motivate my self to be more successful, to have free time to enjoy life, and to eventually open a coffee shop of my own!

I am also open to do a partnership since its my first deal. 

Never know what you’re going to find when you open a wall in an old house. 99.9% of the time it’s tons of rat poop, mummified cats, opossums, rabbits birds and insects.