However I was still able to get 3 months of P+I as government rebate.

My last quote was 6.65% I use cbre or marcus and millichap to broker they charge about 10-25k to broker the loan.

Something to consider if you appreciated a lot in the last few years. 

We did the same thing last year because it made more sense.

Last month I closed 6 loans in the 7.2 - 7.5% range with no buy down, max LTV.

I mostly flip in the area and just closed on a deal last year in Huntington Beach. 

I bought a property last week with a new partner.

Your P/I is based on the amortization period during the balloon term. 

The “hype” hasn't even started yet (Kobeissi).Today’s Interest Rate: 7.16%(☝️ .02% from this time last week, 30-yr mortgage)Mortgage Rate UpdateMortgage rates are slightly higher again this week, to 7.16%.

I had a similar-sized bathroom done last year and I paid around $400 for the tub and $800 for the tile.