Quote from @Devon Harris: I am currently investing in MS because I live here.Cash flow is nice.

And one more thing: I would not fund her renovations and then allow her to make payments over a two-year period, especially when she is already proven she can't survive the first month!

She opened her doors pre-pandemic, survived, and is growing both in the brick-and-mortar and online space; she manufactures all her beauty products in-house, and just launched her first marketing campaign this month.She has met with a commercial lender who has pre-qualified her for a 75% LTV loan — but she doesn’t have the $35k for the rest — it would wipe out her operating/cash account.

Quote from @Theresa Harris: Rather than saving 6 figures to buy land and build a home, why not do 5% (or 20%) down and buy a duplex. 

Quote from @Theresa Harris: Where is your grandma? 

I do.In a survival situation, your will to survive is a key determining factor.

If not then not as desirable to me because they tend to be weak tenants where some do not survive their primary lease term and then with TI,LC, attorneys fees, downtime lost rent and then releasing up with same rent you had before you are losing money.

Quote from @Theresa Harris: You locked yourself out and as Nathan said, you were charged way too much to let you in. 

Markets that have more than just one attraction prove to still survive through recessions.

Quote from @Theresa Harris: Can you reduce the size of it so it is only on your property?