I show them how to add some value for higher income, or partition off, or finish, or split off some land, etc. in order to bring in more dollars or reduce debt.

As long as the rental income covers your rehab and financing costs, you're good to go!

The DSCR's are 30 year fixed just using income from the properties rather than verifying your income .

He verbally proposed an idea that I move in and pay rent on the whole property while collecting the income from the ADU.

If I get multiple apps I will start with the ones that appear to be the best qualified on paper (based on income, length of lease desired, past rental and employment history) and I'll run those first.  

Bought a property in 2005 that was an absolute NNN corporate restaurant lease. 

For 27 yrs i was a stay at home Mom and house wife with no income for the next 23 yrs. 

Any ideas how much single family houses in Butler beach can rent for in terms of gross income in a year? 

I sure like the idea of having lines of credit, and using to sweep income from our rentals into the line.  

I always run my STRs with LTR rents also, as my back up plan if cities change permits or cause me to switch to LTR Thank you for your response,There are some areas that still have new homes for low $300s I figure with a good down payment I can get a bit of cash flow, I know I won’t get rich overnight but when rates go down I can refinance and hopefully in the future I will be in the position to buy some distressed properties and repair them, maximizing future income.