Banks sell their own rates, bankers sell their bank's rates, loan officers sell their employing lender's rates. 

Communication is key to closing a loan on time and ensuring you have discussed all aspects of your personal documents and history to avoid surprises/denials.Preventive maintenance is very important for a good banker/broker/loan officer to again avoid issue in processing or worse case underwriting. 

When you talk to a banker/loan officer you want to ensure they know that you want to build a real estate portfolio.

I started in my early 30's and I had a banker who just about laughed me out the door.

@Nathan Joseph Choose one that comes with a personal banker.

Hello, Neighbor.I know you can receive a loan on the land to build a property, but it is much less common, especially if you're going to yurt route, because some banks won't know how to place the loan.I'd make a presentation and go and speak with your local bank in Hartwell, and present the banker with your plans and see what he thinks. 

Start talking to bankers about getting the next FHA loan.

Personal banker can connect you with their MLO. 

I would love some referrals to bankers that can make decisions on this type of loan.

There is a Massive Difference in Exposure Between FSBO and Flat Fee MLSFSBO Listings appear on: CraigslistZillow, in the “Other listings” section, which are hidden by defaultFlat Fee MLS Listings appear on:MLS, with all other agent listingsZillow, with all other agent listingsAll major real estate search engines (Redfin, realtor.com, etc.)Brokerage websites (Compass, Keller Williams, Coldwell, ReMAX, etc.)In addition, the Flat Fee MLS listing will go out to the agent’s clients via new MLS listing notification emails.3.