Bottom line keep trying to see if you can get them to finish but let them know what you are going to do if they don't.Below is the official New Jersey Consumer affairs Complaint website to file a complaint and Channel 5 investigative link.http://www.myfoxny.com/category/240703/contact-the...http://www.njconsumeraffairs.gov/HIC/HIC_complaint...

Charlie MungerThat means a whole more to me as a consumer than simply expecting to get what I paid for.  

@Joe Moore Firstly, you need to understand that "MyFico" is a consumer credit reporting product that gives you estimates on your score/history etc.

If the demand for houses increases, then it "causes" the values to increase (typically, not always), again a cause and affect thing.On your flip side questions, a buyers market is more a factor of supply in that the supply is much higher than normal, thus, even if there were the same number of buyers, since supply is plentiful, those buyers can not consume the inventory which generates the buyers market.

If you did the right thing, it's still going to cost you a bit of money, but you shouldn't get taken to the cleaners.Because of the demographics in Baltimore, managing your own properties might be too time-consuming if you have a full-time job or live out of state.

So...if you're willing to be diligent you can get the properties from the same places.I'm putting this out there for those 1st time investors who find themselves getting consumed by information from those out there who call themselves GURU's and want to charge you for their one of a kind secret to investing in real estate.

Hello BP,Long time listener and consumer of information, first time posting. 

just too time consuming.    

Total expenses were $6,800.I'm purchasing my own house in May-June and paying for a honey moon and part of a wedding for my fiancé and I in August which is consuming my down payment money. 

Look them up.Local REI meetings are a good place to find these unregulated loan sharks, but not saying they may not be fair, if they have the money they may be willing to get involved with you, a bird in hand type thing.Finance laws are complicated and a hard money lender limits their funding to commercial transactions, most stay away from consumer lending.