It may be spelled out more simply in the RE statutes, but in the lead laws it says that if the state believes there's a "lead exposure hazard" for a child they can open an investigation that includes "issuing orders requiring the reduction of lead exposure hazards".

So, $450 in car payment reductions, allows you another $450/mo in mtg payments, or approx another $90k......assuming this doesn’t bump your “front end” DTI of the mtg payment only, above 36%.

Less cash flow, but much better debt reduction.

as an owner it is a huge savings and reduction in risk if you dont have to provide.

Also, if you can find comps that show your PP was in line with the maket, you're pretty likely to get a reduction. 

I estimate a principal reduction of ~$20K at best from the original $142K.  

Have you tried to catch/send a offer right before a price reduction?

You coming in with a low ball offer might be a tough "sale" because of the multiple reductions already.I'd attempt to feel out how firm the seller is on price by asking how much interest there has been and if another price drop was on the horizon.

I canceled a home that is just 1 year old told the home owner not to price it too high. 3 price reductions later(still too high if wanting to be filled) there are 0 callers. 

And we're talking a reduction of almost 2% of the loan potentially for the interest optimization-although the second makes it hard to calculate precisely.