Yes you can get refi loans based on funds needed to do the refi.Seasoning period is 6 months.Being able torefi to get enough cash out to pay of original loan (including HML) shouldn't be an issue if you did you analysis properly.

Hire the right attitude...the rest can be taught and/or developed through proper systems.

Older homes in our area often have a functioning forced air furnace with ducts for all 1st floor rooms but gravity registers (basically holes-with-grills through the 1st fl ceiling/2nd fl floor) for the 2nd floor.  

If you're testing the waters, just buy adequate insurance to protect yourself until you have a proper legal structure.

They could learn that FHA will finance up to 4 units, get all their income documentation in place, get their credit score improved to the proper level, get the seller to do the required repairs, get funds properly gifted for their down payment, contest a bad appraisal and get it revised, and think their good to go......then they find out that while FHA finances up to 4 units, they have to be owner occupied, and the buyer can't do that so the deal is dead and all the work was for nothing.

Hi Wayne, my best advice for probates is to work with a probate attorney to make sure all of the proper contracts and legalities are being used.

Every hard money lender I have used functioned similarly to a traditional lender in that they want you to get "pre approved".  

I provide affordable, safe, and fully functioning housing, and they give me rent payment in exchange.

My friend asked me to reach out because the contractors he has now are doing a terrible job and don't have the proper permits to finish the job.

I was a newbie, I did not know how to screen or evict tenants properly, and my tax returns showed loss after depreciation.