-repeat the process every year by acquiring one house every year with the appropriate income qualification

Quote from @Pat Arneson:Usually, the city website has all the utility companies for the city that you should be contacting.

Just suck it up in the short term and reap the benefits in the future.

One of the best times to implement value add is when there is turnover so that is typically when the owners hear from us.

How are the utilities billed?

Quote from @Chris Seveney: @Francisco AvancenaThere are specific lenders who will do land dealsBut of course not as many as traditional real estate.The key will be skin in the game - typically for land because it is less liquid than a home the lender will want to have a lower ltv on the deal I fund land flippers currently in  CO FLA WA ID MT NV AZ OR TX SC GA VA  one thing about land though LTV is lower and RATES are NOT the same as typical HML rates are higher for raw land but its a specialty niche and a business that I grew up in..

I've sent you a connection request and would love to connect to get a better understanding of the market.

You could try explaining to your previous lender that while you value the relationship, the numbers make more sense with the new lender this time. 

Purchase price: $307,000 Cash invested: $118,000 Purchased in January 2021, we successfully renovated the interior and exterior of this home that resulted in a premier vacation rental property.

Our team redesigned the interior and purchased all furnishings and decor to give a stylish, comfortable environment for guests.