I am looking for an online-only business banking solution that offers:1.

If your goal is to flip and you get good at marketing, you may end up with a wholesaling business, but I wouldn't try to build a wholesaling business.

I read over a sample personal umbrella insurance policy and it says that they dont cover injury due to business property, and that business property is defined as residential property rented, or held for rental, to others.

I would be happy to connect, hear from experience and possibly do business together. 

I have started a real estate brand, and need a job that pays the bills but leaves enough time in the day to work on the business.

Fourth REI is a business and now you will be mixing personal with business which has its own landmines.  

I have been that 1) the payments should go to the "Name of entity" listed in Line 1, regardless of business/ LLC name you put in line 2 and that 2) since a single member LLC is a disregarded entity, use your personal name with your SSN.

I have hundreds of friends and family (as all Indians do :) who are busy doctors and when I have sat down and discussed their forays into private real estate, they have usually not done as well as they intended to, and they have almost always miscalculated their returns significantly as well.

I want to make my business recession proof now.

Anthony, Do not, I repeat do not take motivation from someone that tells you that you can't succeed in this business.