Hello everyone,I know what the initial answer may be on this, but at the age of 34, I'm facing some financial issues that really started as soon as I found out I had a lot of health issues that would cause me to lose my job and go into a greater debt than I would have liked before starting grad school.I currently owe about $140k+ and raising, and this includes student loads were are currently being deferred, but I also own a vacant lot in Philly that was reassessed by the city this year (because of big improvements) and it's worth $175k.

We have agreed to a price and terms (master lease w/option), but due to the holidays and the health of the seller's attorney, we haven't yet signed our Master Lease and Option Agreements.

However, if they are doing things that damage the property (e.g. staining/ruining carpet, etc.) or creating health risks, you may be able to write a lease violation with a fine.

That way you stay active, pull in a little money to pay some of the bills and take off some of the pressure of an all or none mentality (work / don't work) to get to this thing called retirement.  

The roof and the HVAC things are bad, but not a specific danger to your health, whereas the black mold can be. 

With an intermediary there is less of the "greedy seller" mentality that breaks apart deals.  

That mentality changed when my phone started buzzing with texts from him talking about this foreign idea of investing in real estate.

One day soon that is my goal but I wonder- how do you find health insurance for you and your family now that you are self-employed?

Has no time or mental bandwidth for real estate.They are both dudes because those were the first two names that popped into my head.The strategy is somewhere between BRRR and Buy and Hold- depending on what the deals that turn up look like.Okay so, Dumbledore is going to provide cash and maybe credit.  

It turned out the neighboring tenant was a raging alcoholic with mental health issues.