But this model would help in getting together the necessary funds (especially for a down payment and minimizing the potential interest on a loan), while bringing in legal complexity.

If the deal makes good sense financially, I think it should still be worth these risks.

Is there a way take a loan on the equity/etf you own without selling the equity?

It is true that does not apply to investment property, but what happened was that first time home buyers that did not qualify for a home loan were trying to circumvent that Dodd Frank rule by saying "oh, this is a rental property" (wink wink) and then move into it...basically creating a no-income verification loan.

I'm wanting to purchase and rehab or build in rural Ga but would like to talk to a good loan officer who can let me know if the location and me qualify for a USDA loan?

I am a loan officer, if you need more detailed advice or have specific questions, feel free to ask!

You call someone to tell them that they financially can not take care of their own life?