Closing is cheap, as there is no origination fee, no agent fee (when I find my own houses), very quick and very easy. 

I'm an investor and agent in Sacramento, and available if you'd ever like to chat further.

Also any good RE agents in the region. 

I’m starting to look for lenders and agents so I can narrow down my search for homes and get a good idea of what I can get. 

Yes, I would just try for a homeowers policy, but talk with your insurance agent.

In 2024 the Federal Estate Tax is not applied on estates under $13 million.  

You can try reaching out to local real estate agents as they often have access to off-market properties.

@Gavin JexSo you want a bank loan and then seller finance as wellA bank would not be in second position so they as the owner / lender would be in second.Also 0% they would still be responsible for taxes on that at AFR so if your payment is $300/mo the loan would go off federal rates so they would essentially have to claim around $5k in interest income which would be ordinary income so they may end up paying all of your payment in taxes… just fyi if they did speak with someone on thisSounds like a steal if deal for you

You need to talk to a couple of professionals quickly - an insurance agent and a lender at a minimum.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?