here is the situation. i left a really good paying job to take care of my 81 year old parents because my dad is chronically ill and my mom is almost there. i wont go into too much detail, but my sis doesnt help them. ill leave it at that. we have a person who comes twice a week to help with cleaning and other household tasks. i carry the bulk of the weight cooking their meals, running errands, grocery shopping, picking up meds, and taking them to dr appointments. its a full time job. i get a small salary of $1000 a month from a care giver sub contractor for the VA. ive been paying my bills with what savings ive had, but only have a few months of funds left. i own a duplex. i have over 200k in equity. i live in texas and texas has weird laws about refi and heloc/heloans when the property is 4 units or less and owner occupied. i would rather not sell, but if thats my only option i will have to at some point.does anyone have any advice or possibly be able to point me to lenders who might be able to work with my situation?

First, be sure you have registered ALL your Corporations and LLCs by December 31,2024Failure to file is a $500/day/entity fine!

Hey Ty, you've done your homework!

Your courage, sacrifice, and dedication to duty are an inspiration to us all.

Hi There @Chinelo Ononye - Don't be afraid to keep investing here in the Windy City if it's your home lolWe've got an awesome real estate community here in Chicago and would be happy to connect to see how we can help.Generational wealth is an amazing aspiration and there is no doubt you are the "one" in your family that is going to make that change.  

It's a matter of managing your calendar. 

If you're not pre-screening you're wasting your time. 

This would include architectural fees, new equipment, cost of protecting or defending your title to the property, or building improvements.

So you are doing construction in your yard, but not directly connected to the existing structure the tenant lives in and they are already complaining?

My advice would be to start small and do your research.