For example the one that I live in I put in no pets, no smoking, no sublet, no waterbeds, no inflammatory speech displayed in window,  can't use the roof, decorations must not destroy walls. 

By the time he intervened, they had destroyed his place, and some of the kids living there had been arrested for arson throughout the neighborhood.      

I hate water, destroys everything it touches and always finds a way.

Because people are so heavy they are gradually destroying the wall-mounted ones.

For example, if the tenant destroys the place out of malice, you can offer a reduced purchase price to the owner instead of the bill being on you should the tenant do it after you owned the building.

I do however perform a 1x a year wood destroying insect/organism inspection 1 x a year to maintain the warranty there-of.

This destroys any fire walls that the building is designed to keep in place.  

@Jennifer Darby Lack of communication from property managers destroys out of state investing.

From my research, I can require the buyer to carry insurance, but has anyone here had a situation where you were the seller and you owner-financed and the property was destroyed? 

I swesr they all attend a how to destroy screens and not recycle class.