I tend to bake in my own economic views, with Covid and possibly higher inflation creeping around the corner, I think international travel won't bounce back for a while.

I'd start there....there are many agents who will draft an offer for a flat rate.

Less than 5 years and you are wagering on no flat or depreciating cycle.  

I don’t have much detailed information but you can check out damac rent to own and in free zone ajman you can own a flat like within 100 K all yours.

Other thing I'll say is if you do replace the carpet with LVP anywhere, make sure to really inspect your subfloor so that it's sufficiently flat for the LVP, and thoroughly prep it to take care of any areas that aren't!

This house features two large/spacious three bedroom flats!

I am looking a 2 flat build and this is something I am having a hard time tracking down. 

The average 30-year mortgage stayed flat from last week — still near historic lows.

The idea is to buy a destroyed house in a non desirable location (in fronf of a busy road) to rent pieces of yard if property is flat - and designed correctly.... or just the lot (very rare)

This is because 1) while San Diego has outstanding long term appreciation in the shorter term there have been numerous flat or down cycles 2) Selling costs will consume some of the profit.