There is the "delayed financing" option but the issue you will run into is that if you did not season the funds from the personal loan into your account for at least 2 months, the loan will preclude you from the exception and you more than likely will need to wait for the full 12 months to season the ownership to be able to use existing value rather than purchase price. 

They are all older credit accounts that have been closed for over 3 years that we just started to make payments on since we decided we would like to invest.

What android smartphone apps do you guys like?  I need to start tracking expenses right away.  An app with photo capabilities for expenses as well as tenant communications and income tracking would be great.  What do ...

My understanding of the question was that the poster wanted to know which was a better long-term option assuming (A) they did not have access to sponsors and (B) were investing from their direct investment account. 

Account Closed Thanks.

Account Closed Good work! 

In other words, you don't wait for the end of the year to check up with your PM and accountant how your property performed.

Currently, I'm depositing my reserve funds into a generic savings account.  

My girlfriend and I have stable jobs with the government and we max out our retirement accounts (TSP, Roth IRA, HSA), and we’re now looking for ways to deploy our extra, after-tax savings.

While we are on the recommendation subject, if you know a great accountant that understands tax law extremely well I would love to hear about them!