What about doing automatic withdrawal?

Update:So, its been a slow progress on the house.

I do think prices will continue to go up slow and steady. 

Lending is covered under the UCC, federal and state regulations, which are closely tied together in various ways and a violation in one area can play on other regulatory issues, the new act is just part of the big picture.I realize that was not a simple answer, it's not a simple question as stated.HMLs need to know the new laws or be aware of them, sort of like driving down the street and knowing what the speed limit is, I can drive slow but I'll never know how fast I can go unless I know where the line is. :)

I just tried Realtor.com again.I gave up.First, it's incredibly slow.

I also do not like the fact that sellers are placed "on hold" with music while the calls are slowing cycling through to the live operators.I have resorted to using a good old fashion live person I have hired myself to answering the calls and hiring / training them myself.

It doesn't cost any money upfront, and you only pay interest on the amount of money that you withdraw from the HELOC.

I notice that none of THAT activity has really slowed down.

Formed the LLC 5mo ago and have done one wholesale, in the middle of rehabbing 2 and have 2 more under contract that will close in the next 2 weeks.I think you can move faster than I did but being fresh out of school and being recruited away from my first job into the industry i really wanted slowed me down a bit.

The global economy is leading a lot of these changes in expanding the trade deficit but as we see with China slowing down growth and raising wages is the natural path for a transition from a developing to developed economy.