Are you not able to make up the difference with the HELOC and the rentals or would you prefer not to?  The

Not one dime went to overhead in our Charity each person and their discipline donated their time and money to the Mission.We then went about raising the 200k ( which was much tougher than what I thought) I spent 2.5 years on BP giving advice on PM's in exchange for donations.

YES, a job is essential and the sooner I land something, the sooner I'll get on my REI journey. thanks for the encouragement & advice. 

If it was me...I'd check with zoning to find out how many dwelling units I could build, and I'd find what the requirements are for those units (type of house, height and setback restrictions, etc.).Then I'd find out what local builders think the cost to construct would be - just get a cost estimate per square foot for 2 or 3 different levels of finish.

This 2024 remodeled masterpiece is ready to impress!

You are allowed to ask the applicant questions.

Mostly house flipping community, but will be  relevant to others.

Hello everyone, I go by my last name -- Luo, as my first name is a mouthful so don't hurt yourself... 

The income/loss flows to your personal tax return. 

Since most of the homes that flooded took on electrical damage, you will almost certainly need to file a permit to do renovation as you will need the electric company to shut the power off, provide temporary meters, and turn the power back on.