Just recurring debt IE; cell phone, helping mom with monthly bills, etc...I have a car which is paid, and wouldn't want to loan against but maybe if I felt exceedingly confident.

It's more complex than just having someone on the phone telling you what the bid is.To do it right, you also need teams of people to pre-determine a baseline of value, pull and analyze title reports, drive properties, pick up checks ahead of time, and yes, show up to the auction with a cell phone that won't lose reception.The service I use charges 6% of the purchase price or a minimum of $10K.

In the matter of 30 seconds I can type in an address and it gives me anywhere from 1-7 possible phone numbers and this is the only service I can find that gives you possible cell #'s too.My only complaint is their software is a bit clunky (Takes a minute or two to boot the software especially on a older computer) but I have about a 25% success rate on getting correct phone numbers when any other system ive used only got me around 1-5%.Hope this helps

As a narrative device though, I appreciate him :)Share one personal application that this reading helped (or will help) to encourage in your life.My one big life application was that I needed to improve my financial education.

Here you would hand deliver the notice, or mail it, then if they still don't get out file with the court.We just bought a 4 family and I requested contact info (cell numbers and e mail addresses) along with SSN's from the existing tenants, only one apartment complied.  

@Brian Maida;the excel formula for FUTURE VALUE=FV(C5;C4;C6;C7) in cell d8 for a 1% return per year for 20yrs

I told them I was removing certain expenses like cell phone and mileage.

Please feel free to call me on my cell any time.

For a site this size, yes, someone will have to have a cell phone on their hip - the facility can't afford, nor does it need someone behind the counter full time. 

Currently I use my cell phone and then file and print out the photos on computer paper in case future damages and court evictions.