As @Jerry Ta stated, Lifestyles is a great place to get your feet wet.

Is it surface condensation or is the sheetrock actually wet?

Any drywall that has been wet?  

First step is to get my feet wet with a smaller apartment complex.

I use it for 'wet' closings.

We don't have a lot of cash to throw down up front, but am looking into buying a cheap condo near my house to get my feet wet.

"House hacking" is a great way to get your feet wet in. 

They didn't think about the funny smell in the house and the wet toilet paper in the back yard meant that it needed a new sewer line or that a new roof could be so much money.My point is that its not about WHOLESALERS being idiots.

How would you approach a mess made by a fire and firemen with pick axes, fallen wet insulation and sheet-rock everywhere (LR, kit, etc) and smoke exposed insulation in the ceilings?

If you're still not happy you need to cough up another $395 and try again.