It’s possible your lender got the tax bill and paid the entire year (rather than just the first half installment), unnecessarily causing an escrow shortage and triggering a payment adjustment.

There's a lot we do to ensure compliance and protect ourselves from lawsuits - from heavy duty insurance policies to video recording in every room and badge locks on the doors, to having an extremely solid legal team (thankfully, we've only ever had to call them to write up deals and fight with the occasional bad contractor).You'd be at risk for anything that happens there that some lawyer (the kind that advertise on TV) could try to pin on the property, especially if you're the only person in the picture worth suing.

I would like to avoid refinancing if possible because my current mortgages have extremely low rates (these were originally purchased as owner-occupied properties).

That’s my opinion, but I’m not afraid of pulling the trigger, neither fear is in my way.

But 2 extremely large dogs in a townhouse?

So far, this is the best we've found for what we're planning, but we're unsure of how it will do as an air bnb.Should we keep looking or just pull the trigger on the house we're currently living in?

It’s now closed, but we plan on opening another one in the future so we don’t want to touch it right now because it triggered tax reassessment last time we did it.

It would have to be a pretty extreme case to warrant replacing it over that.

That cleared up a lot and is extremely useful moving forward.

Thank you for the post, it should clear things up and help people that ask about this, seems it comes up a lot....People should take note of the extreme difference between SERVICE ANIMALS (legitimate and needed) and ESAs (woke scams).....