Speculation at its finest.

(obviously some speculation here). 

Speculation is betting on big drastic turnarounds, this is just a bet that the current trends continue, which they usually do.I don't know LA like I know the Bay Area, is there anything here shaded dark (indicating unusually high income growth) that "everyone knows" is a "rough area"? 

Values are more than10x what I paid and the uprise is only starting.So, while I wouldn't have bought those houses just to get the good cash return in rents and be a landlord forever, I speculated on the development, while I made good rent returns.

Before we clog the issue with speculation over the word "estate" off on tangents.

You can then finance your down payment.You can use a Partitioned Note (which I have mentioned before, but no one seems to be catching on to) where one note is made in several parts of principal that can use different amortizations so that you make contributions to principal in the earlier periods....legal in all 50 states.You can structure the same thing in any installment agreements as well, Sub-2, Contract For Deeds or L/Os, as such may be allowed in your area.Without knowing what a specific deal might be, speculation would just get wild and crazy.

This has the advantage of going to the expert directly, but:First: It's really not clear to me that my contractor will want to do this on a speculative basis. 

You will outpace your friends that try to guess what is the next hot spot.Don't speculate.

I want to continue investing but have since found that the single family has sucked up all my resources due to the large monthly payment.The home in the north shore has over 200k in equity and produces solid rents , I really do not want to sell the property as I am speculating this home to continue being a cash cow into the future.

Is the speculative play of rates dropping lower offset the holding costs.