Can we agree to reference this thread next time anyone asks about spending thousands on "gurus"?

You don't find these guys in the Yellow Pages (generally); instead you find them via references from other investors, at your local REIA meetings, at Home Depot shopping for materials, or you might just stop by a job stop you happen to drive past (assuming it looks like they're doing a good job) and grab the number off the back of the their truck or hand them a card.

You may find yourself in the middle of a commission dispute as a result of what referred to in the industry as "procuring cause."

Plus, like you I wanted the web based solution since I have properties in 7 cities and I tend ot work from all over the place.

FIVE FACTORS Payment History = 35% Debt Ratio: Balance/Limits = 30% Length of Credit History = 15% Types of Credit = 10% Number of Inquires = 10% FIVE SOLUTIONS Remove the "Bad Credit" "Rapid Rescore" your existing credit Add a "Seasoned Tradeline" Add different "Types of Credit" Remove "Inquires" The point is that even if you are successful in disputing negative items off your report, you are still only affecting at best... 35% of what makes up your score... make sure you address all 5 factors.

The payment refers to just the P&I part.

I would say no, but it was a very EFFECTIVE way.Now in reference to what Paul is describing with working closely with your buyers, I do exactly that but in a little different format.

I'd recommend asking for references as well.

Even then, the free market could have fixed it (with a lot of pain), but instead the government's solution is to print more money.

Can you refer me to any resources on the subject?