I carry more than that but the screw gun and bits is the most important.

and carry on.I honestly don't have anything against sales, I just don't think I'd be very good at it.

If it went longer we can handle the carrying costs (which we also have estimated and can handle easily).

I suggest that you carry back a first position land contract at no more than 80% of the property value.

How your offer is structured matters as well if you were all cash with verifiable funds in the bank and waiving inspection that carries more weight than a regular loan or using hard money tied to conditions to get the loan.

I have communicated with Bill Gulley with this.I suggest the idea to BP forums that a Contract for Option to Purchase (CFO) avoids equitable interest and does not trigger the due on sale clause when coupled with a residential lease.My complete BP blog post is here...http://www.biggerpockets.com/blogs/3/blog_posts/26565-a-contract-for-option-is-better-than-a-lease-optionBut to pose the question to the thoughtful and experienced on seller financing, which include wraps - aitds, cfds, seller carrys and such, what is your opinion?

I'm glad you're enjoying it, Carrie!

I recently moved out of the unit I am now renting and now I am looking for a primary residence to take advantage of the low rates for the long term (not an investment property).The deal would look something like this:Property Value: +/- $200kCurrent Mortgage: $100kBank Financed @current rates: $150k - used to pay off current mortgage, $50k to the sellerSeller Carry Back @6.5%: $45kMy Down Payment: $5k(This is a bit simplistic since I am not including any of the closing costs, repairs concessions, etc. in the post but I am sure you get the idea.)I found a place and the seller is willing to carry back but I cannot seem to find a bank that will work with me.

Utah bans the carry of cut down shotguns.

If so, what kind of gun do you carry; how many rounds does it hold; what caliber is it; do you carry extra ammo; what kind of ammo do you carry; and what training have you had?