Low fees, and they let you split up your funds into different wallet (like sub accounts) from what I'm told.

Hello everyone, I have been on the site without an account for a while now and I recently made that change to pursue this option with my wife.

These are also income based loan so the debt to income (DTI) ratio has to work. 

Hey Nathan, Most DSCR lenders will be able to refinance you with a 30 Year fixed DSCR loan as long as the rental income covers the mortgage payment.

You're income certainly isn't "normal" and some banks might shy away but this is a personal business and if you have a track record, I think you can find a bank to say yes.

I invest for my own account, and do deal analysis for my syndication business while my partner runs all other (administrative) functions.  

I've had my share of low income experiences to never ever rent in an area where I have to collect my rent with a baseball bat unless a unique section 8 opportunity. 

Then you’ll owe state taxes if either of you or the property are in states with state income tax.

We do offer bank statement HELOCs for business owners who don't show income on paper but can show revenue coming in(bank statements), doesn't sound like that applies here.Freddie Mac allows for assets to be counted as income, 70% of total divided by 240.

**Cash Flow:** Make sure your rental income covers all expenses—mortgage, insurance, taxes, maintenance, and a little extra for unexpected costs.2.