Requesting a rent raise also can be denied and or take some time to get approved. just make sure you screen well in the beginning and be willing to play the game with the inspectors and be patient. 

Since I'm wanting to keep my current residence as a rental, and buy what would be considered a "downgraded" property in the same market as a residence, FHA would recognize that I'm trying to use this as a way to build an investment portfolio and deny to loan.So it looks like house-hacking is out for me.

The lender required all HOA docs, insurance info, tenant leases, etc. come to find out they simply denied the loan...

Last Friday, HOA ripped out rental condo's kitchen for repairs between upstairs and belows units; landlord/owner also denies compensating for anything, won't even reimburse for food!

I saw your comment on the bank denying the ownership of 23/76, as long as the borrowing entity owns more than 20% this would be able.

I was told that Fannie Mae denies any request the first two years after the purchase unless there are documented "substantial improvements."

This is the simplest method, but it also means your tenants are more likely to abuse the utilities by leaving windows open with the heat or A/C running, leaving lights on, ignoring the toilet that constantly flushes on its own, etc.3.

How do I deny someone if there are multiple applications that pass my screening criteria?

One was approved, but then denied because I could not pay what was owed to the HOA. 

During the November 11, 2021 Lava Hot Springs city council meeting, the council voted to deny the [owners’] short-term rental license on the grounds that his property is located outside of the city’s commercial zone.