Welcome to BiggerPockets Spencer and best of luck investing!

Are you offering any special programs, incentives, or advice to help them close out the year successfully? 

Use tools like a deal analyzer to double-check.Start Small: It doesn’t have to be a grand slam.

House-hacking in a multi-family unit is one strategy I wish I had been aware of when I chose to purchase my first property.

Quote from @Bruce Schussler: A lot of Podcasts and Youtuber's say to cash-out refinance to keep rents balanced with payment; (PITI) then use those funds strategically to re-invest either in more real estate or just put into a high interest bearing account or money market account...Here's some of my thoughts and comparisons;Cash-out refinance with new loan so rents balance with payment:- The cash-out refinance is 100% tax free- The funds can be put into a money-market account off-setting a portion of the interest charge of loan- The loan balance gets eventually destroyed by inflation- The liquid cash eventually gets destroyed by inflation - The interest on the new loan can be deducted from the rent income- The refinance costs are 3-4% of the total- There is less equity in the property and LLC that can be attached in case of a lawsuit- The break-even on cash-out refinance with current interest costs on the new loan is around 12 years Vs.Paid-off property with positive cash flow:- The positive rent income is 100% taxable minus only depreciation and property tax- There is more equity in the property and LLC that can be attached with a lawsuit- The break even is not until after 12 years at today's interest rates- There is a rate risk in today's inflationary environment where interest rates on bonds keep rising*It appears to me that the cash-out refi is in the best interest for a property investor; (Dave Ramsey would strongly disagree!)

Yes, when bad things happen its a great time to be look at how you planned and prepped to be able to handle those things and feel GOOD that you were able to manage things such that they are turning out BETTER than you planned for on average.

For people who don't want to hang it, then they need to take wet clothes to the laundry room. 

and planning to attend meetups while there is another great idea.  

If you choose an escrow account on the new loan, you will need to fund the account to pay the full tax bill and insurance bill when they come due.

Please recommend a lawyer who works with fixed fee and does not charge for every min s/he talks to you.