I actually considered not posting at all because I do make every effort to play by the rules and I knew how it would sound.

Also, while the Solo 401k allows for loans too, you'll need to have some self-employment activity to be eligible.

So, while I have already had to make the "bigger $ decision" to move forward, it isn't exactly a level playing field when one tries to stand up for a principle and challenge one's own association. 

Private lenders would be your best bet...but your play on the rental would be a cash-out re-fi more than likely...I really don't like the concept of assigning debt to your holdings just to buy more properties...your one rental paid off entirely will cash flow more than the next 5 you acquire with debt. 

Provide ReferenceHave a multiple active listingsAwards (Top Broker etc..)Clear communicationQuick in respondingKnowledge of area, Different area within cities has different expert agents...Knowledge of local and global economy

Wells Fargo would probably do it, but we didn't like the terms.I'm interested to see how this scenario will play out with the variety of lenders Kevin provides. 

My background is in trading, so I naturally have to think about worst case scenarios and how a "crowded trade" could play out.

When I was on active duty, there was a saying "If you think you need a haircut, then you need a haircut". 

Always keep in mind that you need to avoid paying retail for properties unless you see a value-add play that others aren't.   

There are relatively few of us out on the east side of Toronto who are active on BP so good to have you on board.