If it helps, 800 credit score and theoretically could build for cash...but cash is earning more and doesnt want to tie up the liquidity.

I used a software named LandVision/Lightbox that helps me a lot.

This will help you justify the deduction if ever needed.

This won't help you.

Really just looking for like minded people who aren't into gate keeping and don't mind lending a helping hand to a total beginner!

Here on the Oregon Coast, I would attest to that accuracy based on the review of hundreds of financial statements for active oregon coast vacation rentals and the performance of nearly two dozen STR investors and operators we've helped acquire properties within the past three years. 

This helps determine the appropriate asset allocation.

This is where emphasis starts hitting on "see how we helped so-n-so".

Both of them can help guide you through the process because either way you will likely need to prepare architectural plans to get submitted to the city.When you are ready for the renovation, let us know and we can surely be a resource for you in that department.

Hope this helps but don't let it freak you out.