This is where the power of leverage comes in.

It's theft of purchasing power.  

Where there is some additional questions are whether items like health insurance for myself and my wife (the premiums not the actual medical expenses) would be considered part of this overhead (in the past we HAVE NOT put this into the "cost allocated" calculations for Sch E but instead listed them in Sch A.  I

If you're ever calculated the power of the penny over a 30 day period of compounding you'll see why.

A few answers from me would be: a) I would say go ahead and apply for pre-approval right now.

Barclay US has cards for lower tier credit people to build their score, just make sure to not abuse your purchasing power since they often give out high credit lines in the beginning. 

@Jon A. I

Also even though he had be last seen only a day or two ago the smell was pretty over-powering.

You are going to also need to create a Google Analytics account plus Facebook business page account so you can do online ads and retargetting. 

Or something else.Also the power, water, etc. numbers are obviously too round to be accurate.