Way more productive.We use letters (nice white professional letters with letterhead) for probates, where the added expense is worth it due to the value of the target.

Don't think what you have is worth so much, you'll end up holding on for too long and losing.

I have a client whose house is currently worth $500,000 who owes $150,000 on the mortgage who is interested in getting a $250,000 second mortage to use as capital to invest in real estate in Massachusetts area.

Not worth the fight and we're approaching high season. 

This job is not really worth a contractor's time.

Say I offer $100 and the appraisal says the property is worth $80, can I negotiate lower at that point? 

Answer: maybe, but this isn't worth doing as you won't be be building equityhope this helps

@Sebastian BennettHey Buddy, I remember when BP would be helpful.

So if you make one connection to a private money lender and they do ONE deal, it is worth it.

It has always been known that an agent can look at their potential commission and decide if it is worth showing the property.