There is actual mold in the bedroom on the main level as well in the corner where this lady sleeps every night. 

A lady came by today while we were working building a casing and start taking pictures without saying anything. 

Steve Nippert/ Wild West Electric.

I live in Miami most of the people in Miami work service jobs most of the people in Miami make under $20 an hour and I guarantee you that when the economy turns down the waiters the waitresses the cleaning ladies the bartenders the massage therapist the yoga teachers all suffer and a lot of them lose their housing

I have used the ladies at First American Title several times and they are AMAZING!!

Loan costs can vary wildly based on property type, state, credit, etc.   

Also, we actually have a meetup once a month at the Wild Goose Meeting House as well - this Wednesday at 6pm.  

In the states that have that option, it may be better to deed the property with an enhanced life estate (Lady Bird deed) so the property will be automatically transferred only at time of death to the living trust.As a side note, if you are concerned about estate taxes, there are some options available to mitigate them with the use of some other kind of trusts that could be crafted for your specific situation.

If an employee runs over a little old lady crossing the street, while working for your LLC, both the employee and your  LLC could be held liable.

I believe you would need to have a smokin deal.. any 100% lender is going to demand that.. no mystery there.. but newbies don't usually get smokin deals  and who goes for 100% loans almost always newbies.. so if I was taking  a WAG their 3k fee is a major revenue maker for them that's why the guys on the phone hammer so hard to get folks to pay it.. this is what I have gleamed from other posts on this company on BP.. simply my observations.. also one lady who we went back and forth with ( potential borrower) said that they set up an LLC that borrower and lender are members and if borrower fails they just kick them out of the LLC.. and that is a smart move on their part.. you don't have to foreclose and if the borrower really has no skin in the game that's OK too.