It varies between banks and the amount you are getting, your down payment, and everything else, but generally they'll want a ratio of 1.2 or higher.As for the seller financing, that's where deals can get kind of creative.

I think that localities vary a lot as to how strictly they enforce these.

Fee schedules vary from flat rate to pay-as-you-go.

Many landlord policies will require that the house have been occupied within the past 90 days to consider a claim (though this may vary by insurer).So, in general, a builder's risk policy is the way to go during construction/renovation.All that said, I'm not an insurance agent, so YMMV...

There are many new members here and they have varied methods of learning.

And how much does this vary based on your region?

The only way the deals would "dry up" is if every house is now in perfect "retail ready" condition, every homeowner gets a great job, everyone makes all their payments on time, people stop getting divorces, people stop passing away, etc. etc.Yes, market conditions will vary by locale, but deals happen every day and new opportunities pop up all the time.Successful investors do it thru MARKETING - the constant communication with your target market via multiple "touches" over an extended period of time.

(and make sure you talk to an attorney in the state where the properties are too, it varies with states).

Coastal soils all vary in composition, and cities/counties requirements for stabilizing those soils are all different.

Read this: http://www.johntreed.com/entity.htmlThe laws vary so much from state to state no single attorney has the answer, more less person.