I've noticed a lot of hype around Dubai’s off-plan real estate market lately, with many people jumping in, often without a clear understanding of what makes a solid investment.

What matters is their competence in real estate taxation and their approach to business.  

If there are any anomalies that occur which require more expensive repairs then that ratio can and will be higher, especially in your first year or 2 of owning a property as you work to get things stabilized. 

A friend of mine is looking for PMs in Cleveland. 

If you are a BP Pro member they may have a lease in their downloads for you.

It is in a nicer neighborhood of a small city. 

The paperwork isn't too bad, at least here in Texas.

The only reason they want one is so they can dump stuff down the sink that should go in the garbage. 

If utilities are present, the property is worth what other bare land properties in the area are worth.

Do the lenders that you use for the DSCR 30 year loan product require a lease to be in place before the loan funds?