I understand my market has a housing shortage, but many LL allow smokers.  

Regardless I understand what you are saying.

My understanding you don't get depreciation on many of the deals on CS or RC.

The best thing you can do to protect yourself is to get a rock solid lease and good insurance and make sure you keep your property maintained and provide all the safety equipment required by law.I only own one property atm and I don't even own the house I live in so I don't think the risk is worth the cost but once I get a few more properties I will definately get an LLC for my properties.

I understand that it is pretty mainstream, but it's not FF, airbnb, or zillow.

Neighborhoods like East Westwood, Clifton, Norwood, and Madisonville are all solid C areas. 

Our contractor is unsure how to fix the issue, so I would love some help troubleshooting.I had the roofer come back and check the new roof - everything looks solid and the party walls are capped and sealed. 

There is nothing wrong with that, but I think many people don't fully understand their reasoning for doing it.

I locked my interest rate and I understand you normally can't get out of that rate.

Instead, they typically employ a sales comparison approach to determine the property's worth, using the income to calculate the DSCR, which usually needs to exceed 1.0 for most lenders.Assuming you have a solid track record with the property and there's enough equity in the deal, leveraging the After Repair Value (ARV) on a sales comparison evaluation could enable you to refinance into a bridge loan until the necessary work is completed.Maybe a mortgage broker specializing in traditional loans could offer insights into construction-to-permanent loans