For example, we had a client that's home was on a ton of clay and during a drought the home literally split in half because the soil shrank and no insurance would cover it so the bank of course foreclosed. 

Name of bank, address, interest-bearing or non-interest bearing.

I was debating between Schwabb (great rates, ATM benefits) and Ally (all-online, similar to CapitalOne 360), and ended up going with Ally as new savings accounts can be opened without needing to submit a paper application.I'm initially thinking:Checking: All payments made for/from property.Unit A Deposit (Savings)Unit B Deposit (Savings)I don't love the thought of eventual revenue from the property just sitting in a low-interest-bearing account, but don't know how to reinvest it without comingling real-estate/personal funds. 

Bring a hose and run the water outside the bathroom soaking the soil.

“Any attempted waiver of this section by a tenant by a contract or otherwise shall be void and unenforceable.”My lease say the SD is deposited in a “non-interest bearing account”- so is that actually void?

I invest in Toledo Ohio, Just beware of Expansive soil.  1/2 the houses that folks want to sell to us have foundation issues and they will tell you "now issues with foundation".  

Soils near swampland are often nonhomogeneous and mixed with organic matter which decomposes over time.

Borrowing a wall street term, our current market is called a Bear real estate market for a contrarian investment company like mine.

And when you are feeling down, always remember that you didn't get attacked by a Bear and saw your son murdered in front of you!

—In all criminal cases, contempt cases, and other cases filed pursuant to this chapter, if a party has sold, leased, or let real estate, the title to which was not in the party when it was offered for sale, lease, or letting, or such party has maintained an office bearing signs that real estate is for sale, lease, or rental thereat, or has advertised real estate for sale, lease, or rental, generally, or describing property, the title to which was not in such party at the time, it shall be a presumption that such party was acting or attempting to act as a real estate broker, and the burden of proof shall be upon him or her to show that he or she was not acting or attempting to act as a broker or sales associate.