I have purchased vacant home insurance before when not flipping but when getting ready for tenants, and it's generally extremely expensive, I had one policy that was about $300 a month for a SFH (we only carried it for 6 weeks and then switched to landlord.) 

It's a Scorch the earth policy. 

But like the person above me said “no one checks” but i would tread lightly with that because of home owner insurance policies and liability issues.

Alternately, you could charge "pet rent" - I would do whatever is the local custom in your market.I would create a pet policy you are comfortable with. 

You need to make sure you have good insurance or even an umbrella policy for your homes. 

Looking for the most cost-effective policies for my 4 rentals in KC area.Any help is appreciated.

Insurance doc- allows you to take out an insurance policy in the borrowers name just in case he doesn't have the property insured.3. 

Taking $1M umbrella policy - $147/year. 

I would much rather have tenant A stay and get rid of B, but B's lease doesn't end until June and they haven't done anything to warrant getting them out early since we had a chat with them about the importance of being civil to their neighbors and abiding by the quiet policy (11pm to 8 am) in the lease.  

Well, it took 5 weeks (and me reminding him that I could evict based on our no guest for more than 5 days policy) to get her application, security check came back ok but they couldn't come up with the additional pet deposit and wouldn't set up a time to put her on the lease.