$20,000 is a bit light.

Back then they didn’t have the money to do the full renovation so I originally made the best with what we HAD to work with blending it more to the client’s style through paint colors, accents and new furnishings.

Substantial services don’t include the furnishing of heat and light, cleaning of public areas, trash collection, etc.

I`m looking at a 950 sq ft ,2/1 condo ...asking is 110000, ARV looks to be about 175000.It needs flooring ,paint ,and a light bath and kitchen update.

You could get a hard money loan for the rehab and then pay off that loan for the refinance, if it is light rehab work you could try to finance the rehab through credit cards that have 0% interest for the first year, you could try to tap into the equity from another property through a heloc or cash out refi, etc.

Light, vent and exit requirements have to be met.

String some lights, give it some Adirondack rockers, or something!

BTW I am going to the light show at the Biltmore in a few weeks.

I just meant more of not wanting someone to micromanage and question every decision, especially about means and methods, or what color the kitchen should be.

Needed paint, new kitchen flooring and some light electrical.