The insurance world is heavily regulated and you might not be able to do what you think you can do.Don't mean to be a wet blanket...

Without getting into too much of the technical details, what this does is allow the insurance agent to design a policy that is heavily funded with premium dollars while simultaneously lowering the annual calculated costs within the policy (which can be verified by reverse-engineering the policy to break out the annual costs, cost per $1,000, etc). 

As an heavily front loaded product, you take a small hit of opportunity cost for the first few years, but after year 5 to 8, you are getting ahead.

They're also not going to turn you into a gajillionaire overnight (as is heavily implied by some of the folks who sell the policies).I also interviewed Richard Wilson of the Family Office Club & Billionaires.com last night and asked him about this exact topic.

As with most heavily touristed locales, it is also an excellent location for real estate investment.

When I purchase a property, I manage the property heavily for the first 3-6 months until i stabilize it and then i hand it over to my property manager, that does all my other rentals. 

We have a fair amount of relevant experience including many rehabs (over a dozen) and right now are rebuilding two heavily fire damaged units (over $200k damage), but no ADUs.    

I am biased towards Austin since I invest there but I believe Austin has the best upside.1) there are 184 people moving here a day and Tesla and Apple have not opened their offices yethttps://austin.culturemap.com/...2) Austin one of the nations biggest city for corporate expansions and relocations so business are moving here at a very fast pacehttps://www.bizjournals.com/au...3) Austin is ranked one of the hottest commercial market which means institutional moving is starting to move heavily here https://austin.culturemap.com/...

The downside, Orlando heavily relies on the parks for secondary and tertiary revenue. 

Being local to my properties makes it much easier to deal with issues and management when I can do things myself. in cons side the ADU is being promoted heavily because it solves government problem and creating job for builders.