Ask the insurance company or your agent for the language in your policy to explain why they are not replacing the entire roof due to separating decking and they will provide that specific exclusion.  

Search local classified ads online and in the newspaper for owner-financed deals.

This theme flows throughout all systems and materials, hence why 2'+ thick foundations are common in the turn of century homes and exclusive to multi-million dollar builds today. 

I had set up all the utilities and been paying the bills but am moving out now and the home counts as a secondary home that doesn't qualify for capital gains tax exclusion.

Should I continue to lower the price, have a fire sale and extend my contract with my realtor, go with a different realtor when the listing expires or rent it out (until the condo market improves within the 5 year time frame so I could still use the 2 out 5 year capital gains exclusion since I lived in it)?

In general, many of the active investors I know that use exclusively private money is that they are able to build a network of people who know, like and trust them. 

@Chris Seveney, the property still qualifies as PR and will get the 121 exclusion even with seller financing and installment sale treatment. 

Next, you want to be sure that you aren't "syndicating" without applying for an exclusion, and you want to also be super clear with your lender about bringing other parties and other money into your deal, even if it is after closing.

Or a newspaper or magazine subscription to keep up on real estate news.

Understand how they may apply after a loss, especially if you have a separate wind/hail/hurricane deductible.Flood & Earthquake - These are typical exclusions under the standard property policy.