I'm also looking to also report it to credit bureaus so that it's on their rental history.

Lets say the investor didn't use credit or anything related to credit metrics to buy the property (maybe own cash, OPM or HL, by the time the "refinance" part kicks is, what happens if the owner has credit issues and the financial institution won't proceed?

If they were to deposit it into their account, we would back that deposit out from their balance as if it never existed, which then puts them in a position where they are still not showing sufficient funds to close or reserves and won't qualify for the loan. 

Are they credit-worthy?

Hi there my mortgage has went up twice my escrow account had a shortage last year and now this year.

You can really mess up the seller's credit if you miss payments and they can then sue you.4.

I know how important a real estate specific accountant is especially as I start out, but after a couple years of working with a professional and if no significant changes have taken place and I only have 1 investment property, could I not do the taxes myself?

My wife and I started saving and building our credit a year and a half ago after talking to a lender to figure out our trajectory to buying our first property.With our credit score in the high 700s and our savings just over 35K we reached back out to our lender and got a rough estimate of where we stood as far as borrowing power.

@Jarrett FogelmanSolar is only worth it if your area has ridiculous SREC credits so system pays for itself in several years, for example Washington DC has high electric bills and great credits so the payback is 3-5 years.

CA taxes residents on worldwide income but may provide a credit for taxes paid to other states.