And I will definitely be going to my lawyer about it, I just was curious if anyone had insight on it in here before I approached a lawyer with possible fees.

I actually did get an investor lead who approached me and was happy to see that I have CIAS.

You brought up some interesting points.

I told the waiter and he brought a plate with one piece of onion one string of a slice, a tomato missing the center, half a pickle and two inches of a lettuce stem.

Like many things, a balanced approach will help you learn and determine what works best for you and also be a better judge of what's worth your time (and possibly $) and what isn't .Just be mindful of what you invest in educationally.

I overlooked a ton of oppourtnity much closer to home when I chose to be a long distance investor and at the time it was a foolish approach.

One of the mentors had a hidden arrangement with a wholesaler where the mentor brought a deal from the wholesaler to the student, the student bought the deal from the wholesaler, and the mentor took a kickback from the wholesaler.

I have overseen over 1,200 units as a commission of a large PHA and I cut costs and overhead and had some significant maintenance/improvements made, hired an attorney on staff, acquired other properties for expansions and brought the PHA to a well performing rating, don't get me wrong as if I'm taking all the credit, there was a great staff and excutive director that I put in there that was amazing and they get the credit, but I stepped into that appointed position and had never owned 100 apartment units at one time!

But developing a relationship with a smaller bank is definitely the approach to take.Hope that helps,- Tom

I am considering approaching a few wealthy investors I know and giving them a proposition like this...Example, I buy a $400K home, which requires a $80K down payment.