I used to use a product that would be suitable for the food industry or healthcare industry but found that it doesn't always work with the infestations that you would find in a long-time vacant property.I have since been using a product called Termidor(no relation to them in any way) and have been very satisfied with it.

You should also be able to secure a rate below 3.0% if you are willing to go with a 5-yr term variable rate product.

It's tough selling a product that you cannot see or touch, outside of a piece of paper.

Student rentals are a very niche insurance product.

The fees I mentioned running a grand provide a true 100%, no "transaction fee" to a million in production credits and above we had E&O as that's a variable cost to the number of deals and amounts.It's the $60 bucks that makes it nothing, IMO keeping the license active, with the MLS that may be the broker's MLS fee per agent or the lion's share.

It also helps to increase productivity and decrease feeling of isolation.

Your sarcasm is not productive.

However, tenant agrees landlord is not responsible for tenant's financial or physical loss of food, meals, preparation or cleaning time, and landlord is not liable to replace any food or other product lost by tenant due to spoilage, lack of heating or cooling or any other reason or circumstance.

I would like to network with professionals, seek advice and help.Something about my background, I am software product manager and really enjoy math and data analysis.

For Obvious reasons, I like the WCRT group, because the WCRT does not allow the presenters to SELL you their products, They must give info.Here is a link to the list of REI Clubs that BP has:http://www.biggerpockets.com/real-estate-clubs/illinois.htmlHope to see you not only post more on BP, but also attend some local groups!