Hey Andrea, I just modified the standard contract from OREC to meet my needs. 

Is there a loan on the property in both persons names?

What matters is that you are the host not another person or company.

Practical strategies, in this case, can assume a starting point for a person with "x amount" to invest and is ready to start today.

@Prashanth Mahakali has done about 100+ new builds here in Chicago and would be a great person to connect. 

I'm curious about Zelle being only for personal accounts. 

Personal life’s and careers.  

Then a second closing of the owner financed loan could happen that would replace my personal cash in the deal. thanks for your help !

Starting in REI can already be a little nerve racking, so I recommend doing your first deal on the easiest mode you can to build your confidence and build your skill set.If I had to do it all over again, I'd buy a personal home with 3-5% down then repeat every 12-18 months.

I’ve flipped in the dc area for years, right now there is just money & in the vast majority of cases there is high likelihood of losing money, right now the best investments in the area imo are buy & hold, I’ve even gone full circle and while I really liked value add for most of the last decade I think in a lot of ways new construction especially in more affordable markets (I’m personally a big fan of the eastern shore market) is a much better way to make money long term than flipping and brrring while I know they are sexy & certainly you getting a huge paycheck is great, there just isn’t any money in it right now, especially in nova.