@Russell Brazil  definitely regionalized... in my two markets were I build new construction Charleston SC and Portland Oregon.. long gone is the no money down buyer.. they still happen I just sold one in Charleston on a VA loan but its a 350k house. and we get the occasional FHA but on the subdivision I just built in Portland in 2016  27 new homes priced from 330 to 400k... ( entry level )  to first time move up.My wife is my broker ( always recommend anyone getting in the business to have their own license) I had her run a report on financing and what was used.4 sold for cash1 VA3  FHA minimum down19 sold conventinal with 10% or more down.IN charleston other than the one VA loan same thing some cash a few FHA majority conventionalso to speak to your points we have a much stronger buying segment than pre 08.. and I am sorry for those that have crappy credit and can't buy right now.. but they simply need to clean up their act. this attitude that every american deserves to own a home is flawed thinking.. every american who can manage thier personal credit and keep good an stable jobs.. deserves a home if they so choose.. 

I run a retail cigar shop in near by Calabasas and have been able to purchase 2 rental properties since 2010.

I am not running a charitable housing establishment.So lets review; I've collected $0 in rent.

Run, when you hear the statement "oh there's plenty to go around"  really?

I have been lucky that I haven't run into many issues with this.

You might have other legal expenses, like evictions, though.Also, I have commonly heard between 5-10% vacancy.Personally, I have tried running numbers on a lot of homes with 8-10% vacancy, and 5-10% for each of capex, maintenance and property management, and nothing ever comes close to working out.I think I'm going to just budget like $200-300/month for maintenance and capex, forget about property management (because that's my job, for now), and pray!  

Good Afternoon,Over the past year or so i have been searching articles on bigger pockets, reading books and now I'm currently taking a real estate investing course run by Mike Ferris of DelREIA at Delaware technical community college.

Hi everybody, I run into a home that an agent want to sell, is off market, is located in Santa Clara close to the Levi Stadium.

I am in the buy and hold niche but have run across a property that I don't want to bring under that umbrella.

I'm a member of Capital REI, which is run by @Roger Lin, @Justin Pierce, and @John Rubino.