I don't know you or your wife, but I would bet heavy on the chance she would enjoy EVERYTHING you do with RE after something like that happens!

I would stack my money up, and purchase a few of the popular BP books that @Brandon Turner has written.

House hacking is your best bet.

We actually work in Scottsdale mainly.So now the market here is booming and demand is super strong.But I bet California is also an area with high demand

As for partials vs a fund, partials if it’s got equity coverage is a very safe bet.

Investment Info:

Large multi-family (5+ units) buy & hold investment.

I started my LLC in 2019 with no experience in real estate (except buying my own house) and purchased a 32 unit apartment complex. W...

I bet if you keep pushing with local banks, especially those popular within your local investing community, you'll find one that does HELOCs on investment properties.If not, or perhaps even if so, you could always do a Cash-out Refinance with a lender and have a permanently amortized loan that get's you the cash.  

What knowledge does for you is figure out creative strategies to obtain financing and/or the ability to re-evaluate your options even with a higher interest rate.Analyze your flip and bring in a private investor (many of which you would find on BP) , If you could bet your life savings on the deal.

Your best bet to find a HELOC for investment property is w a Credit union or smaller bank but as mentioned won’t be easy.You’re better off doing a cash out refi you should be able to get back 60-80% appraised value of property minus closing cost the best I’ve been able to find is 70%

I bet you make more investing the equity to get more property than what the added monthly cost would be!